Typically, there three requirements that you and your insurance provider need to meet; $25,000 bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 property damage coverage per accident.
There are three different forms of financial responsibility in Massachusetts; Owner’s Policy Certificate, Broad Coverage Policy Certificate, and Operator’s Policy Certificate. You can apply for one that qualifies you which will be determined by your insurance provider.
If you have been convicted of DUI/DWI at least once, you will be required to apply for SR-22 insurance in Massachusetts. Also, the constant accumulation of other driving violations will also lead to SR-22 insurance obligations.