An increase of roughly $1,940 per year will reflect in your rates when convicted of serious violations such as DUI?DWI.
There are several plausible reasons for Oregon DMV to mandate you to acquire SR-22 insurance; more than three moving citations acquired within a year, moving violation while your license is suspended or revoked, frequent acquisition of serious traffic violations, driving under the influence of alcohol or drugs and failing or refusing an alcohol test, violations for repeatedly failing to pay gas, providing a falsified document and failure to pay child support.
No. If you have a vehicle, it is mandatory for every driver with a car registered under their names to file the appropriate SR-22 insurance policy.