You will need to contact both parties to find out who’s at fault during the collision. However, if the at-fault driver is clear, then it is ideal to file with the at-fault driver’s insurance provider.
It is recommended to disclose your medical conditions to your insurance providers. However, it is best to tell them the generic condition of your health instead of going for the technical terms and specifics.
Insurance claims are tricky and it will take thorough and strict protocols to successfully claim your coverage. Thus, it is best to speak to a lawyer immediately after an accident.
There is a 14-day rule to see a physician after an accident. However, it does not affect the amount of coverage you will earn. It will only cause suspicion if you wait 14 days. Thus, it is best to see a doctor as soon as can after a collision.