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Live carrier rates · Updated daily

Compare 12+ auto + home carriers nationwide

Bundle home + auto across 50 states. Average bundling savings: $612/year. ZIP-only quote, no SSN.

Los Angeles, CAHouston, TXPhoenix, AZPhiladelphia, PADallas, TX
$158
US avg / mo
$94
Cheapest / mo
$487
Avg saved / yr
60-second compare
Start with your ZIP

See 12+ rates

No SSN required · No spam · Free
12+ carriers compared
No SSN required
A-rated balance sheets
$0 to switch
Comparison engine

Top 8 carriers, side-by-side

Estimated monthly rates for a 35-year-old driver, clean record, full coverage, $500 deductible. Sort any column.

U
USAA
A.M. Best A++
4.9
$88
/mo
G
GEICO
A.M. Best A++
4.6
$94
/mo
P
Progressive
A.M. Best A+
4.5
$108
/mo
T
Travelers
A.M. Best A++
4.5
$114
/mo
S
State Farm
A.M. Best A++
4.7
$116
/mo
M
Mercury
A.M. Best A
4.3
$122
/mo
F
Farmers
A.M. Best A
4.2
$142
/mo
A
Allstate
A.M. Best A+
4.4
$148
/mo
Rates are estimates only — final pricing depends on driving record, credit, vehicle, and coverage selections.
Local rates

Top US cities

Los Angeles, CA
3.8M residents
Avg monthly
$215
Houston, TX
2.3M residents
Avg monthly
$182
Phoenix, AZ
1.6M residents
Avg monthly
$145
Philadelphia, PA
1.6M residents
Avg monthly
$198
Dallas, TX
1.3M residents
Avg monthly
$174
San Diego, CA
1.4M residents
Avg monthly
$162
Atlanta, GA
499k residents
Avg monthly
$188
Miami, FL
442k residents
Avg monthly
$224
Denver, CO
716k residents
Avg monthly
$152
Seattle, WA
737k residents
Avg monthly
$138
Boston, MA
654k residents
Avg monthly
$162
Chicago, IL
2.7M residents
Avg monthly
$152
The math

Average US driver overpays $768/year

By comparing carriers side-by-side instead of auto-renewing. The same coverage, identical risk profile, materially different rate.

  • → Same liability limits
  • → Same $500 deductible
  • → Same A-rated carrier balance sheet
  • → Different premium · same protection
US state average$1,896/yr
Cheapest available rate$1,128/yr
Your potential annual savings
$768
Bundle & save

Auto + Home = $744/yr off

Bundling your auto and home with the same carrier triggers an automatic 16-25% multi-policy discount. State Farm and Allstate have the deepest cuts, GEICO and Progressive are smaller but still meaningful.

Calculate my bundle
Auto
$158
/mo
Home
$124
/mo
Separate$282/mo
Bundled$220/mo
You save
$744/yr
How it works

Three steps. Sixty seconds.

1. Enter your ZIP

We use your ZIP, age, and vehicle to surface carriers writing in your specific neighborhood. No SSN, no credit pull.

2. Compare side-by-side

12+ A-rated carriers ranked by your monthly rate. Sort by price, deductible, or rating — all in one table.

3. Bind with the cheapest fit

Connect directly with the licensed carrier you choose. They handle underwriting, ID cards, and the actual policy. We don't bind.

FAQ

Common questions

We surface estimated rates from publicly published filings + your ZIP-level rating data. The final binding quote comes from the licensed carrier you choose. We don't bind coverage ourselves.
Nationwide primer

What you need to know about auto + home insurance

→Bundling auto + home saves an average of 16-25% on premiums.

→Maine has the cheapest avg auto rates; Michigan has the highest.

→USAA, GEICO, and State Farm consistently rank cheapest nationally.

→Multi-policy is the most reliable discount — shop both at once.

Bundling your auto and home with a single carrier is the single most reliable discount in personal-lines insurance. Multi-policy savings range from 16-25% across the major carriers, and unlike telematics or low-mileage discounts, it doesn't depend on your driving behavior or credit profile.

Get your quote in 60 seconds

12+ carriers · No SSN · Average savings $487/yr

Compare carriers 844-227-8669