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Coverage type
SR-22 Insurance
Required after DUI, reckless driving, or driving uninsured. We file the form.
$142
/mo · national starting rate
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What it covers
SR-22 isn't a type of insurance — it's a certificate your carrier files with the state proving you carry minimum liability. Required after DUI/DWI, reckless-driving convictions, at-fault accidents while uninsured, or multiple traffic violations. Most carriers charge a small filing fee ($25) on top of higher base rates. Typically required for 3 years.
- State filing handled
- Most carriers $25 filing fee
- 3-year typical term
- Same-day quotes
Who needs it
- Post-DUI driver
- License reinstatement
- Caught driving uninsured
- Multiple recent violations
Comparison engine
Top 8 carriers, side-by-side
Estimated monthly rates for a 35-year-old driver, clean record, full coverage, $500 deductible. Sort any column.
U USAA A.M. Best A++ | 4.9 | $88 /mo |
G GEICO A.M. Best A++ | 4.6 | $94 /mo |
P Progressive A.M. Best A+ | 4.5 | $108 /mo |
T Travelers A.M. Best A++ | 4.5 | $114 /mo |
S State Farm A.M. Best A++ | 4.7 | $116 /mo |
M Mercury A.M. Best A | 4.3 | $122 /mo |
F Farmers A.M. Best A | 4.2 | $142 /mo |
A Allstate A.M. Best A+ | 4.4 | $148 /mo |
Rates are estimates only — final pricing depends on driving record, credit, vehicle, and coverage selections.
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Starting at $142/mo · 12+ carriers compared