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Coverage type

SR-22 Insurance

Required after DUI, reckless driving, or driving uninsured. We file the form.

$142
/mo · national starting rate
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What it covers

SR-22 isn't a type of insurance — it's a certificate your carrier files with the state proving you carry minimum liability. Required after DUI/DWI, reckless-driving convictions, at-fault accidents while uninsured, or multiple traffic violations. Most carriers charge a small filing fee ($25) on top of higher base rates. Typically required for 3 years.

  • State filing handled
  • Most carriers $25 filing fee
  • 3-year typical term
  • Same-day quotes

Who needs it

  • Post-DUI driver
  • License reinstatement
  • Caught driving uninsured
  • Multiple recent violations
Comparison engine

Top 8 carriers, side-by-side

Estimated monthly rates for a 35-year-old driver, clean record, full coverage, $500 deductible. Sort any column.

U
USAA
A.M. Best A++
4.9
$88
/mo
G
GEICO
A.M. Best A++
4.6
$94
/mo
P
Progressive
A.M. Best A+
4.5
$108
/mo
T
Travelers
A.M. Best A++
4.5
$114
/mo
S
State Farm
A.M. Best A++
4.7
$116
/mo
M
Mercury
A.M. Best A
4.3
$122
/mo
F
Farmers
A.M. Best A
4.2
$142
/mo
A
Allstate
A.M. Best A+
4.4
$148
/mo
Rates are estimates only — final pricing depends on driving record, credit, vehicle, and coverage selections.

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Starting at $142/mo · 12+ carriers compared