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Founded 1962 · A.M. Best A
4.3customer rating

Mercury auto insurance

California-born carrier — top 3 cheapest in CA. Independent agent network.

$122
national avg / mo
$732
6-month policy
60-second compare
Start with your ZIP

See 12+ rates

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Why Mercury

Mercury is best for california natives. California-born carrier — top 3 cheapest in CA. Independent agent network. Their national pricing puts them in the middle tier for typical drivers — but discounts and bundling can move you up or down meaningfully.

Top discounts & perks

  • CA homegrown
  • Multi-car 20%
  • Auto-pay 5%
  • Good student 15%

Mercury rate snapshot

Monthly
$122
6-month
$732
Annual
$1464
Default deductible
$500
A.M. Best rating
A
Customer rating
4.3 / 5
Sample profile: 35-year-old driver, clean record, full coverage, $500 deductible. Your actual rate depends on driving record, credit, vehicle, and ZIP.

Compare Mercury vs 11 other carriers

12+ carriers · No SSN · Average savings $487/yr