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Founded 1936 · A.M. Best A++
4.6customer rating
GEICO auto insurance
Direct-to-consumer carrier known for some of the lowest baseline rates in the country.
$94
national avg / mo
$564
6-month policy
60-second compare
Start with your ZIP
See 12+ rates
Why GEICO
GEICO is best for cheapest baseline rates. Direct-to-consumer carrier known for some of the lowest baseline rates in the country. Their national pricing puts them in the cheapest tier for typical drivers — but discounts and bundling can move you up or down meaningfully.
Top discounts & perks
- 15-min quote
- Multi-vehicle 25%
- Federal employee 8%
- Mobile app A+
GEICO rate snapshot
- Monthly
- $94
- 6-month
- $564
- Annual
- $1128
- Default deductible
- $500
- A.M. Best rating
- A++
- Customer rating
- 4.6 / 5
Sample profile: 35-year-old driver, clean record, full coverage, $500 deductible. Your actual rate depends on driving record, credit, vehicle, and ZIP.
Compare GEICO vs 11 other carriers
12+ carriers · No SSN · Average savings $487/yr