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Founded 1922 · A.M. Best A++
4.7customer rating
State Farm auto insurance
Largest US auto insurer, 19,000 local agents — best bundling discount in the industry.
$116
national avg / mo
$696
6-month policy
60-second compare
Start with your ZIP
See 12+ rates
Why State Farm
State Farm is best for local agent + bundling. Largest US auto insurer, 19,000 local agents — best bundling discount in the industry. Their national pricing puts them in the cheapest tier for typical drivers — but discounts and bundling can move you up or down meaningfully.
Top discounts & perks
- Drive Safe & Save 30%
- Multi-line 17%
- Steer Clear teen 15%
- Local agent
State Farm rate snapshot
- Monthly
- $116
- 6-month
- $696
- Annual
- $1392
- Default deductible
- $500
- A.M. Best rating
- A++
- Customer rating
- 4.7 / 5
Sample profile: 35-year-old driver, clean record, full coverage, $500 deductible. Your actual rate depends on driving record, credit, vehicle, and ZIP.
Compare State Farm vs 11 other carriers
12+ carriers · No SSN · Average savings $487/yr